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Storm Damage Roof Repair & Insurance Claims
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Storm Damage Roof Repair & Insurance Claims in Pearland & Houston
When hail, high winds or a hurricane hits the Houston area, your roof takes the first blow, and the damage isn’t always easy to see from the ground. Alliance Roofing has repaired and replaced storm-damaged roofs across Pearland, Houston and the Gulf Coast since 1990. We’ll inspect your roof for free, document what we find, and walk you through the insurance process so you can make informed decisions.
Signs Your Roof Has Storm Damage
Hail damage – Dents or bruises on shingles, vents, gutters and metal flashing – Granules missing from shingles, or piles of granules in gutters and at downspouts – Cracked or broken tile roofs
Wind and hurricane damage – Missing, lifted or creased shingles – Damaged or loose flashing, ridge caps and drip edge – Fallen limbs or debris on the roof – Peeled-back metal panels or broken tiles
Signs inside your home – Water stains on ceilings or walls – Leaks in the attic, or wet insulation
-Daylight showing through the roof deck
Some storm damage, especially hail bruising, can’t be seen from the ground. Please don’t climb on
your roof after a storm. Call us for a free inspection.
Start With a Free Estimate on Your Commercial Roofing
Call us now to schedule your free commercial roof assessment. We offer Roofs for Troops promotions with GAF and discounts for veterans. We’ll walk you through options and provide a detailed quote
Emergency Roof Tarping
If a storm opened up your roof, the first priority is stopping more water from getting in. We install emergency tarps to protect your home until permanent repairs can be made. Most insurance policies expect homeowners to take reasonable steps to prevent further damage, so keep your receipts and photos.
How We Help With Your Insurance Claim
We’ve helped Houston-area homeowners recover from storms for more than 35 years. Here’s how we support you, within Texas law:
- Free storm inspection: we inspect the roof, gutters, vents and flashing and look for damage you can’t see from the ground.
- Photo documentation: you get a written report with photos showing what we found.
- You file your claim: you contact your insurance company and start the claim. It’s your claim and your policy.
- Adjuster meeting: at your request, we can meet the insurance adjuster at your home to show them the damage we documented.
- Review your scope: once your insurer sends its estimate, we’ll walk through it with you and explain what’s included.
- Repair or replacement: we complete the work to manufacturer specifications and handle the final paperwork your insurer needs.
Know Your Rights: Texas Roofing and Insurance Law
The Texas Department of Insurance warns homeowners about storm chasers who make promises they can’t legally keep. Under Texas law: Contractors can’t waive, rebate or absorb your deductible. You’re required to pay your deductible, and your contract must say so for jobs of $1,000 or more paid by insurance.
Your roofer can’t act as your public adjuster. A contractor who does the work on your home can’t negotiate your claim settlement or speak for you on coverage. Alliance Roofing follows these rules on every job. Be cautious of anyone who knocks on your door after a storm and offers to “cover your deductible” or “handle your claim for you.” Learn more from the Texas Department of Insurance.
Storm Repair or Full Replacement?
Minor storm damage can often be repaired: replacing missing shingles, resealing flashing or fixing a few broken tiles. Widespread hail damage or major wind loss usually means a full roof replacement. We’ll explain what we see and why, and your insurer’s adjuster will make the coverage decision.
When a replacement is needed, our GAF Master Elite certification lets us offer some of the strongest manufacturer warranties available. We also install impact-resistant shingles, which may qualify for an insurance discount in Texas. Ask your insurer.
Coastal Homes and Windstorm Certification
If your home is in a coastal area insured through the Texas Windstorm Insurance Association (TWIA), roof work may need to be inspected and certified to meet windstorm building requirements. We’ll let you know if this applies to your property.
Why Houston Homeowners Trust Alliance Roofing After a Storm
Local and established: family-owned in Pearland since 1990. We’re not a storm chaser, and we’ll be here after the storm. GAF Master Elite certified roofing contractor BBB A+ rated with 135 Google reviews Veterans discounts and the GAF Roofs for Troops program Financing available.
Storm Damage Service Areas
We inspect and repair storm-damaged roofs in Pearland, Houston, Friendswood, League City, Clear Lake, Webster, Kemah, Pasadena, Alvin, Missouri City, Sugar Land, Katy, Cypress, Spring, The Woodlands, Humble and nearby communities.
Frequently Asked Questions About Our Services
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Hail damage often looks like dark bruises or dents on shingles, missing granules, and dents on vents, gutters and flashing. It’s hard to see from the ground, so the safest way to know is a free professional inspection.
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Many homeowners get a free roof inspection first so they know whether there’s real damage before filing a claim. Either way, it’s your claim, and you file it with your insurance company.
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No. In Texas, it’s illegal for a contractor to waive, rebate or absorb your deductible. Be wary of anyone who offers to.
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No. Texas law doesn’t allow a roofer who’s doing the work to act as your public adjuster. We can document the damage and meet your adjuster to show what we found, but you control your claim.
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Make sure everyone is safe, take photos of any damage, protect your belongings from leaks, and call us for an inspection and emergency tarping if needed. Don’t climb onto the roof.
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Yes. We install emergency tarps to prevent further water damage until permanent repairs can be made.
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Many policies have deadlines for reporting storm damage. Check your policy or ask your insurance agent as soon as possible after a storm.
Schedule Your Project
Reach out for fast service and answers. Our team is ready to help with your roofing and exterior needs.
